Our financial strength

Our financial strength and the resilience of our business model are well recognized by the market. This matters more than ever in times of market stress.

Our firm is proving its strength and delivering successfully to clients in the current public health and economic shocks.

Our key priorities are to safeguard the wellbeing of our employees, serve our clients and ensure operational continuity in the current situation. We are looking to use our resources to support individuals, Swiss businesses and our clients globally at this difficult time – all within our broader responsibility to stakeholders.

Here's what you should know

  • Financial strength is a pillar of our strategy. In 2021, we reconfirmed and continued to implement our strategy towards a client-centric business model that focuses on our core businesses with less risk-taking.
  • As of FY22, UBS has CET1 capital of USD 45.5bn with more than USD 105bn in total loss absorbing capacity, building a strong capital position and a balance sheet that is for all seasons.
  • Our financial strength is reflected in top-class ratings from the major credit rating agencies.
  • We proved once again that we have a highly capital-generative business model. In FY22, we delivered a profit before tax of USD 9.6bn, a net profit of USD 7.6bn, a RoTE of 14.9% and a RoCET1 of 17.0%.
  • In FY22, we bought back USD 5.6bn of shares and intend to buy-back >USD 5bn in FY23. We will propose a USD 0.55 dividend for financial year 2022, up 10% yoy.
  • We recorded around USD 60bn in net new fee generating assets, an annualized growth rate of 4%.
  • We've shown over the past that our business model performs well even in very challenging market conditions.
  • We have a conservative risk and funding profile, a highly liquid balance sheet and a high-quality and well collateralized credit portfolio. (95% of our loan book is collateralized with an average LTV of <55%).
  • We have repeatedly passed stress tests and continue to lend to individuals and businesses across our franchises, facilitating investments to fuel the economy.
  • We understand our role in society very well in these challenging times and are committed to using our significant resources to provide support to our clients, the broader economy and society at large.

Find out more

Read what our leaders had to say about our strategy and our capital position. Link